A DeFi lending and borrowing ecosystem
powered by real-world assets

RAAC offers two core products: 1) We build and deploy stablecoins backed by commodities (e.g. $pmUSD). 2) We facilitate on-chain borrowing against real-estate, capital markets, and more via NFTs. Allowing users to have access to low-volatile assets in DeFi while borrowing and earning against them.

No, liquidations on the RAAC platform do not directly result in the real-world liquidation of the underlying real estate. Instead, RAAC uses a unique on-chain system where the liquidation of assets occurs within the platform, with the real-world property remaining intact and unaffected.

Yes, RAAC has designed the Regna Minima NFT so that it contains the legal rights to property redemption. The rights to redeem are automatically transferred along with the NFT whenever it changes hands, and users are able to exchange these NFTs freely.

RAAC's responsibility is to ensure that the condition, history, and relevant information of the property are reflected in the Regna Minima NFT metadata. Other responsibilities of RAAC include handling property management, maintenance & repairs, insurance, and all the property filings and payments. We really do it all.

All Regna Minima NFTs are transferable. Our users are able to list them on any secondary market such as OpenSea, Rarible, LOOKSRARE, and Blur. The composability of Regna Minima allows for more than just NFTs; fractionalization into ERC-20 tokens can occur, thus leading to liquidity pools commonly seen on Curve Finance or Uniswap.