WHAT IS RAAC?

Tokenizing real estate for on-chain stability, composability, and accessibility.
Designed by degens, for degens.

Calling all Anons

LPs & Farmers

Lend to RAAC and gain interest on deposits not correlated to volatile digital assets typically found on DeFi lending protocols. RAAC’s 1:1 backed real estate NFTs provide lenders a stable source of collateralized yield, that is not correlated to the cryptocurrency markets. We have neglected the truth that a good farmer is a craftsman of the highest order, a kind of artist.” – Wendell Berry

Shadowy Super-Coders

RAAC is pushing the boundaries of Web3, encouraging developers to integrate our 1:1 backed real estate NFTs into their own DeFi innovations and products. RAAC’s NFTs are designed with the intention of being as decentralized, transparent, accessible, and composable as possible. Shadowy-Super Coders, join us in building the next generation of DeFi protocols.

DeFi Degens

Purchase a 1:1 backed real estate NFT to access variable non-fixed term loans and unlock the value of the property. Degen’s can utilize the loan to execute a variety of strategies such as RAAC’s one-click DeFi farms, a personal DeFi strategy, or even off-ramping to make use of the loan off-chain. All this because Degens deserve stability too!

What we do

Regna Minima NFT

RAAC aims to bring real estate to DeFi en-masse to provide a new asset class for on-chain stability. Starting with US real estate we intend to expand globally to bring real estate stability from all different markets around the world.

Traditional real estate can be slow and boring, while DeFi is fast and exciting. RAAC captures the “Degen” spirit and innovation through Regna Minima NFTs!

DeFi Real Estate Economy

RAAC aims to create a globally accessible, transparent, and trustless Decentralized Real Estate Economy.

RAAC will offer a plethora of features to allow Degen’s to have an on-chain experience that mimics traditional real estate, but with the power and innovation of DeFi.

DeFi Real World Asset Economy

RAAC has already signed $740,000,000 USD in Letters of Intent and has the intention of onboarding $1B in 24 months, and $10B in 60 months through current agreements.

Through partnerships, RAAC has access to energy deals and gold deals through partners, and intends to bring these different asset classes to RAAC protocol.

RAAC is currently in talks with the government of Ghana, to work alongside both the government and private corporations

FAQ

Frequently asked questions

Have questions? We are here to help.

If the NFT holder doesn’t receive the rental income where does it go?: As mentioned, to ensure a seamless and frictionless DeFi design, rental income will not be distributed to Regna Minima NFT holders. Instead, RAAC will distribute 80% of rental income to the ecosystem to provide protocols Protocol Owned Liquidity and soft-peg our lending pool interest rate to US Prime Rate/2.
What is the RcrvUSD/DEcrvUSD Liquidity Pool & How Does It Lower Borrow Rates?: This is RAAC's dedicated liquidity pool on Curve Finance, where rental yield from properties will be distributed to as Protocol-Owned-Liquidity while using $CRV voting power to optimize Treasury Revenue. As a byproduct RAAC’s US Prime Rate/2 soft-pegged interest rate is created.
Do Liquidations Result in Real World Liquidations of Underlying Real Estate?: No, liquidations on the RAAC platform do not directly result in the real-world liquidation of the underlying real estate. Instead, RAAC uses a unique on-chain system where the liquidation of assets occurs within the platform, with the real-world property remaining intact and unaffected
Do I own the home as an NFT holder?: A one-word answer to put your mind at ease Anon is: Yes. RAAC has designed the Regna Minima NFT so that it contains the legal rights to property redemption. The rights to redeem are atomically transferred along with the NFT whenever it changes hands, and users are able to exchange these NFTs freely.
What is my role as a RAAC NFT holder?: For our beginning product suite, there is nothing for you to do as a Regna Minima NFT holder. Take a backseat and enjoy the stability of your NFT while utilizing RPMS Auto-Compounders and get that sweet DeFi yield.
What is RAAC’s responsibility after I purchase an NFT/Home?: RAAC’s responsibility is to ensure that the condition, history, and relevant information of the property are reflected in the Regna Minima NFT metadata. Other responsibilities of RAAC include handling property management, maintenance & repairs, insurance, and all the property filings and payments. We really do it all.
What happens to my property if RAAC goes bankrupt?: Although unlikely, RAAC has planned for all scenarios, even bankruptcy or force majeures that disallow us to continue operations. Regna Minima holders can be assured that no matter RAAC’s solvency, their property is protected. A corporate structure holds all properties related to the NFTs, and users are able to redeem in any scenario as the property is protected from any VCs, shareholders, business dealings, or creditors. Think of it like a paperback stable, except you have the right to the specific dollars in the account.
How and where do I sell my RAAC NFT?: All Regna Minima NFTs are transferable. Our users are able to list them on any secondary market such as OpenSea, Rarible, LOOKSRARE, and Blur. The composability of Regna Minima allows for more than just NFTs; fractionalization into ERC-20 tokens can occur, thus leading to liquidity pools commonly seen on Curve Finance or Uniswap.